Chartered Risk Management Institute of Nigeria

Executive Director, Risk Management/Chief Risk Officer, Fidelity Bank Plc, 1st Vice President

Kevin Ugwuoke is a distinguished banking professional with over three decades of experience and a solid academic foundation. Graduating with First Class Honors in Civil Engineering from the University of Nigeria, Nsukka in 1987, he pursued further education, earning both a Post Graduate Diploma in Management and an MBA from Heriot-Watt University in Edinburgh, Scotland.

Throughout his career, Kevin has demonstrated expertise in banking operations, business process reengineering, commercial and corporate banking, compliance, and risk management. At Citibank Nigeria, he rose to Vice President and Senior Credit Analyst, leading notable project finance transactions, including syndicated loans for giants in the Nigerian telecommunication industry.

Kevin left significant marks in subsequent roles at Access Bank, UBA, and Mainstreet Bank (now Polaris Bank). Notably at Access Bank, he restructured credit risk management policies across multiple African countries, showcasing adeptness in navigating complex regulatory environments. Similarly, at UBA as Chief Risk and Compliance Officer, he decentralized credit risk administration across Africa and enhanced risk governance structures.

Currently serving as the Executive Director and Chief Risk Officer at Fidelity Bank Plc, his leadership has led to a notable growth in the loan portfolio, contributing to the bank's success and industry prominence, while maintaining robust risk governance processes, earning consistent positive regulatory ratings and international recognitions.

Outside of work, Kevin enjoys diverse interests, ranging from reading and table tennis to technology and traveling. He also contributes to academic discourse through publications on banking risks and prospects. He is the current 1st Vice President of the Chartered Risk Management Institute of Nigeria and is committed to advancing compliance and risk management in the banking sector.

Risk Director | Sustainability Management Executive | Board Advisor

Mrs. Eneni Eduwole is an accomplished Risk Director and Sustainability Management Executive with an outstanding track record in enhancing organizational resilience, mitigating risk, and fostering sustainable growth. She has led numerous cross-functional and geographically dispersed teams through dynamic regulatory and market environments.

Her core areas of expertise include Enterprise Risk Management (ERM), business continuity, ESG strategy integration, operational risk, crisis management, and board-level advisory. She is widely recognized for her thought leadership in the risk community and is the author of "Understanding Risk Management – Become an Expert in 31 Days."

Career Achievements:

• Designed and implemented ERM frameworks across 15+ subsidiaries for Dangote Group.
• Led Dangote Group to ISO 31000 certification, a first in West Africa’s manufacturing sector.
• Built ESG-aligned sustainability risk reporting systems for Dangote Cement Plc.
• Transformed Dangote’s transport division — optimizing 10,000+ trucks, eliminating stockouts, and improving logistics.
• Launched operational risk functions at GTBank and Stanbic, reducing losses to below 0.05% of gross income.
• Oversaw the COVID-19 Centre for Dangote Industries, managing crisis response and operations.
• Key player in the Stanbic-IBTC merger, achieving zero audit non-conformances.

Professional Certifications:

• Qualified Risk Expert & Risk Director – DCRO Institute (USA)
• Fellow – Chartered Risk Manager
• Fellow – Association of Sustainable Professionals of Nigeria
• Certified PROSCI Change Management Professional
• ISEB Information Risk Management Expert
• Associate Business Continuity Professional – BCI (UK)

Memberships & Recognitions:

• Fellow, Institute of Management Consultants
• Chartered Management Consultant
• Member, Institute of Directors
• Professional Member, Institute of Operational Risk (UK)

Eneni brings an innovative, commercial mindset to risk and sustainability leadership. Her mission is clear: enhance risk intelligence, drive performance, and elevate corporate governance in an increasingly volatile world.

Mrs. Eneni Eduwole is an accomplished Risk Director and Sustainability Management Executive with a proven track record of enhancing organizational resilience, risk mitigation, and sustainable growth. She has extensive experience leading cross-functional, geographically dispersed teams across complex regulatory and market landscapes.

Her expertise spans Enterprise Risk Management (ERM), business continuity, ESG integration, sustainability compliance, operational risk, and board-level advisory. She is also the author of the book "Understanding Risk Management – Become an Expert in 31 Days" and a recognized thought leader in the risk community.

She successfully developed and implemented ERM frameworks for the Dangote Group across 15+ subsidiaries in Africa, led the organization to ISO 31000 certification, and designed ESG-aligned sustainability risk reporting for Dangote Cement Plc. She transformed Dangote’s transport division, optimizing 10,000+ trucks and eliminating stockouts.

At Guaranty Trust Bank (GTBank) and Stanbic Bank, she launched operational risk functions, reduced losses to under 0.05% of gross income, and played a key role in the Stanbic-IBTC merger with zero audit non-conformances. During the COVID-19 pandemic, she oversaw operations and crisis response at Dangote’s COVID-19 Centre.

Certifications & Professional Designations:
Qualified Risk Expert & Risk Director (DCRO Institute, USA), International Board Director Competency, Fellow of Chartered Risk Managers, Association of Sustainable Professionals of Nigeria, and Institute of Corporate Responsibility & Sustainability (UK). She is also a PROSCI Certified Change Manager, ISEB Information Risk Expert, and Associate Business Continuity Professional (BCI, UK).

Recognitions & Memberships:
Fellow, Institute of Management Consultants; Chartered Management Consultant; Member, Institute of Directors; and Professional Member, Institute of Operational Risk (UK).

Mrs. Eduwole brings an innovative, commercially minded approach to risk and sustainability leadership, striving to improve risk intelligence, operational efficiency, and governance in an ever-evolving business landscape.