The Governing Council.

Mr. Kevin Ugwuoke, FCRM

President/ Chairman of Council, Executive Director, Risk Management/Chief Risk Officer, Fidelity Bank Plc

Kevin Ugwuoke is a seasoned banking executive and risk management leader with over 35 years of experience across banking operations, corporate finance, and enterprise-wide risk governance. He currently serves as the Executive Director and Chief Risk Officer at Fidelity Bank Plc, where he leads a team of over 100 professionals across the divisions of the Risk Management Directorate, supporting the bank’s growth while upholding strong governance standards enterprise-wide Kevin holds a First-Class degree in Civil Engineering from the University of Nigeria, Nsukka, and an MBA from Heriot-Watt University, Edinburgh. He is an alumnus of executive programs at Harvard Business School, Wharton, Columbia Business School, Kellogg School of Management, and Lagos Business School. His distinguished career includes senior leadership roles at Citibank, Access Bank, UBA, and Mainstreet Bank. Notably, he has led cross-border risk transformation projects, implemented governance structures in over a dozen African countries, and contributed to major syndicated finance deals in Nigeria’s telecom and infrastructure sectors. Kevin is a Fellow of the Chartered Risk Management Institute of Nigeria, where he previously served as 1st Vice President and now leads as President, committed to advancing professional risk practice across Nigeria and the continent. He is also a Senior Honorary Member of the Chartered Institute of Bankers of Nigeria and a Fellow of the Institute of Credit Administration. Outside of work, Kevin is a writer, mentor, and speaker, with interests in reading, table tennis, technology, and travel.

Mrs. Eneni Oduwole, FCRM, QRD

1st Vice President CRMI, Founder and CEO, Alter-Ed Limited

Eneni Oduwole is a seasoned risk and sustainability management strategist with over 30 years of experience. She has successfully developed and implemented frameworks for Enterprise Risk Management, Business Continuity & Resilience, Security Management, Transport & Logistics, and Sustainability Management. Her career commenced as a bank examiner with the Nigeria Deposit Insurance Corporation. It later led to notable pioneering roles such as Group Head of Operational Risk Management at StanbicIBTC and Guaranty Trust Bank Plc, and Deputy Group Chief Risk Officer at Dangote Industries Limited. She also managed various functions, including Compliance, Environmental and Sustainability Management, and Transport and Logistics Management. She is the founder and CEO of Alter-Ed Limited, a consultancy specializing in risk, strategy, and sustainability management. Eneni is also a Non-Executive Director of ActivEdge Technologies Limited, a Pan-African IT Solutions Provider. She serves on the Stakeholders Supervisory Board, the Qualified Risk Directors Governance Council, and the Qualified Risk Expert Governance Council of the DCRO Institute, USA. Eneni is a Qualified Risk Director and a Qualified Risk Expert, holding several professional certifications, including Fellowships from the Sustainability Professionals Institute of Nigeria, the Institute of Corporate Responsibility and Sustainability (UK), and the Institute of Management Consultants. She is also a WimBoard Fellow. Eneni’s motto is "Kaizen," a Japanese word meaning continuous improvement, and her mantra is “Lead with wisdom, serve with humility, and build systems that outlive you.” Eneni holds degrees from the University of Calabar, the Lagos Business School of the Pan-African University, and NYU Stern School of Business. She is pursuing a doctorate from the University of Durham and Emlyon Business School. Eneni is recognized as one of Nigeria's 50 inspiring women by Business Day Newspaper, 2025 DCRO Exemplar, and is the first Qualified Risk Director of The DCRO Institute in Nigeria and West Africa, among other accolades. She enjoys mentoring, traveling, cooking, gardening, and interior designing. Eneni is married with children.

Mr. Sherif Umara Gubio, FCRM

2nd Vice President CRMI, Deputy General Manager (DGM) & Chief Risk & Compliance Officer, NEXIM Bank

Mr. Gubio attended King’s College, Lagos, and proceeded to Ahmadu Bello University, Zaria, where he graduated with a B.Pharm degree (1989). He subsequently obtained an MBA (Finance) degree from the University of Maiduguri (1995) and has acquired work experience spanning across the academia, pharmaceutical industry and the banking sector. Commencing his banking career with the erstwhile FSB International Bank Plc in 1997 as a frontline/marketing officer, he rose to become Branch Manager in the Kaduna South Branch of the Bank in 2003. While at FSB International Bank, he was a member of the Bank’s turnaround team responsible for implementing change management initiatives across all its platforms. Upon leaving FSB in 2004, Mr. Gubio joined the Guaranty Trust Bank Plc in 2004 as Group Head of the Retail (Advantium) Banking Group with responsibility for the North-west region. In 2006, Mr. Gubio made a career change to take up a Risk Management role in UBA Plc, first as a credit underwriter/manager in the head office, and, subsequently, as head of Risk Management in UBA Sierra Leone Limited, sequel to his secondment to the budding subsidiary in 2008. As a member of the pioneer Management team in UBA Sierra Leone, he contributed to driving the Bank’s regional expansion strategy while anchoring the Risk Management and Compliance roles. Mr. Gubio proceeded to join the services of the Nigerian Export-Import (NEXIM) Bank in October 2011. Serving first as Unit head of Credit Risk Management, he rose to become the Chief Risk and Compliance Officer in 2017. A Fellow of the Chartered Risk Management Institute (CRMI) and a Chartered Certified Forensic Accountant/Auditor (CCFRA), he has also attended courses at Harvard Business School and the Lagos Business School.

Victor Olannye, Ph.D, FCRM

Registrar/ CEO, Secretary to the Council CRMI

Dr. Victor Olannye is a highly esteemed professional and currently serves as the Registrar and Chief Executive Officer of The Chartered Risk Management Institute of Nigeria (CRMI). He also holds the position of Secretary to the Governing Council of the Institute. Previously, he served as the Executive Secretary of the Risk Management Association of Nigeria (RIMAN). Prior to his engagement with RIMAN, Dr. Olannye worked as a lecturer at the National Open University of Nigeria and was also the Deputy Dean at the School of Banking Honours. With over 15 years of experience in the banking sector. Dr. Olannye possesses a comprehensive understanding of various aspects of banking, including Customer Service, Branch Management/Operations, Risk Management, and Relationship Management. He is widely recognized as a proficient risk professional, showcasing exceptional interpersonal, analytical, and communication skills. Moreover, he is renowned for his exemplary leadership and team-building capabilities. In the work environment, Dr. Olannye consistently demonstrates efficiency, a result-oriented mindset, and a continuous drive to acquire knowledge and skills that contribute to professional excellence and the attainment of optimal outcomes. Dr. Olannye holds a first degree in Economics from the University of Calabar. He also pursued an M.Sc. in Economics from Lagos State University, Ph.D. Economics from Olabisi Onabanjo University and obtained a master’s degree in Risk Management from the University of Lagos. Furthermore, he is honoured as a Fellow of the Chartered Risk Management Institute of Nigeria, highlighting his exceptional contributions to the field. He is an esteemed member of several professional bodies, including the Nigeria Economic Society (NES), the Nigerian Institute of Management (NIM), and the Chartered Pension Institute. Additionally, he is a certified trainer accredited by the Centre for Management Development in Nigeria, further attesting to his expertise and commitment to professional development.

Dr. Laurine Ngozi Ubanozie, FCRM, CIPM, CAIO

Treasurer, Managing Principal, Laubarella Resources Limited

Dr. Laurine Ubanozie, FCRM,CIPM, CAIO Board Governance Professional | Enterprise Risk Management Executive | Independent Non-Executive Director | Strategic Business Leader Dr. Laurine Ngozi Ubanozie is a distinguished Board Governance Professional, Fellow Chartered Risk Manager (FCRM), Chief Artificial Intelligence Officer (CAIO), Certified International Professional Manager (CIPM), and accomplished executive leader with over 20 years of experience spanning corporate governance, enterprise risk management, structured trade finance, banking, energy, commodities, consulting, technology, and strategic business development. She currently serves as Founder and Managing Principal of Laubarella Resources Limited, Country Manager for Aptivaa/CogNex, Business Partner and Chief Operating Officer of MotoringHub Nigeria Limited, and Co-Founder and Chief Operating Officer of Exportify Limited. Throughout her career, she has successfully led governance, risk management, business transformation, stakeholder engagement, and growth initiatives across diverse industries while strengthening organizational resilience and long-term value creation. A respected governance advocate and risk professional, Dr. Ubanozie serves as Governing Council Member and Treasurer of the Chartered Risk Management Institute of Nigeria (CRMI) and holds board leadership positions across multiple organizations. She is actively advancing her director-level expertise through the DCRO Institute Boardroom Live Lab Program, further strengthening her capabilities in board effectiveness, enterprise risk oversight, and strategic governance. Beyond her corporate accomplishments, Dr. Ubanozie is a passionate humanitarian, mentor, and social impact leader. She is the Founder and President of the Formidable Jewels Foundation for the Needy, a nonprofit organization dedicated to supporting underserved and vulnerable populations through educational assistance, youth mentorship, women empowerment initiatives, widow support programs, and humanitarian interventions designed to improve lives and create sustainable opportunities for disadvantaged communities. She is also the Founder of a women-focused social and service platform that brings together like-minded women committed to personal development, leadership, philanthropy, and service to humanity. Through these initiatives, she has continued to champion education, empowerment, community development, and social responsibility, positively impacting numerous individuals and families. Her dedication to service is further reflected through her extensive leadership within Rotary International, where she currently serves as Assistant Governor, various District Committee Chairperson and Club Learning Facilitator, having previously served as Past President, Committee Chairperson, and Special Assistant to the District Governor. Her commitment to ethical leadership, humanitarian service, and community development has earned her numerous recognitions, including the African Leader of Integrity Award, ECOWAS Distinguished Leadership Award, Paul Harris Fellow Recognition of the Rotary Foundation, Rotary Merit Service Awards, and multiple leadership excellence awards. An accomplished author and thought leader, Dr. Ubanozie has published works on petroleum economics, governance, regional integration, leadership, and personal development, including Fuel Subsidy: Impact of Crude Oil Price Increase on Nigeria, Cost-Benefit Analysis of Monetary Integration in ECOWAS, Grace, Grit and Growth: The Reinvention of Dr. Laurine N. Ubanozie, and The Power of the Five Intelligences. Academically, Dr. Ubanozie holds a Doctor of Science (D.Sc.) in Petroleum Resources Management and Corporate Governance, a Master of Business Administration (MBA), a Master of Public Administration (MPA), and a Bachelor of Arts (B.A.) in English Language. Dr. Ubanozie is widely recognized for her unique ability to bridge governance, risk management, innovation, business growth, and humanitarian impact. Her leadership philosophy is rooted in integrity, service, strategic thinking, and the creation of sustainable value for organizations, communities, and society

Ezekiel Oseni, Ph.D, FCRM

Ex-officio CRMI

Professor Ezekiel Oseni is the Special Assistance to the Chief Executive Officer of The Bank of Industry and also the Chairman and Founder of Lexar Business Support Limited. Prior to this position he served as the Immediate past Chief Risk Officer of The Bank of Industry. He held this position for several years. As the Chief Risk Officer of the Bank, he supervised the design and implementation of the Bank Enterprise-wide Risk Management (ERM) Framework in 2013. His unwavering devotion to implementing the ERM framework contributed to the Bank first ever rating of A- from a domestic rating agency (Agusto Co.) in 2014. Under his watch as the Chief Risk Officer, the Bank in 2015 and 2016, was able to secure AA+ (nga) and Aa1 ratings from Fitch and Moody respectively. In 2016, the Bank was able to move the domestic rating by Agusto Co. to A+. He has been able to ensure the automation of most of the Credit and Risk Asset Management processes in the Bank. He was the pioneer Head of Internal Control and Audit Division. He saw to the affairs of the Division for eight years before he was transferred to Risk Management Division of the Bank. Prior to his employment in Bank of Industry, he taught in several higher institutions in Nigeria including Ibadan Polytechnic, University of Ilorin, Obafemi Awolowo University, Osun State University, Kwara State Polytechnic, Osun State College of Technology, Kano State Polytechnic and Olabisi Onabanjo University, Ago Iwoye. He is currently an Adjunct Lecturer at Department of Banking and Finance, University of Lagos, Nigeria where he teaches new business creation and entrepreneurship management on the postgraduate programme. He was also the Head, Internal Control Unit of former Citizens International Bank, Nigeria. Ezekiel holds a B.Sc. and M.Sc. degrees in Accounting from University of Ilorin, Nigeria and a Ph.D. degree in Business and Applied Economics from Olabisi Onabanjo University, Ago-Iwoye, Nigeria. He is a Certified Risk Manager (CRM) and a Senior Associate member of Risk Management Association of Nigeria (RIMAN). He is a fellow of the Institute of Chartered Accountants of Nigeria, Associate member of Chartered Institute of Stockbrokers and a Certified Information System Auditor (CISA). He has published several articles in reputable academic journals across the globe. Ezekiel is happily married to Dr. (Mrs.) Funmi Oseni and they are blessed with three boys.

DR. Blaise Ijebor, FCRM

CBN Representative, Director Risk Management, CBN

Blaise, a Fellow of The Chartered Risk Management Institute of Nigeria (CRMI), is a certified ITIL and Prince II Practitioner, Information Security (ISO 27001) Lead Implementer and Auditor, Cyber Security Strategist and Risk Manager. In addition, he is an Associate Member of the Chartered Institute of Management Accountants (CIMA) and holds an MBA from the prestigious Cranfield Business School in the United Kingdom and Master’s in International Banking & Finance from ESUT Business School. Nigeria. He was a Deputy Director / Head Operational Risk, IT & Payment System, Risk Management Department, Central Bank of Nigeria CBN, Associate Director & Chief Risk Officer, Barclays Wealth Advisory London UK, Associate Director & Risk Specialist, BNP PARIBAS, London, UK, Vice President & Chief Financial Officer, CITIBANK Realty Services, London, UK & Dublin, Ireland, Vice President and EMEA Head of Operational Risk & Control, CITIBANK EMEA O&T, London, UK, Finance and Admin Manager CITIBANK Lagos, and Assistant Production Control Manager, GLAXO Lagos, Nigeria. Over the years Blaise has worked on several high profile and industry leading projects and held many high profile positions including Director, Citi (UK) Pension Trustee Limited, Chairman, National Money Laundry and Terrorist Financing – Risk Assessment (NRA) Secretariat, Member Presidential Committee on Anti Money Laundry and Counter Terrorist Financing; Chairman, Nigeria Payment System – Risk and Information Security Working Group, Vice Chair Cyber Security Strategy Group etc. Dr Blaise is a quintessential risk manager and an excellent leading example that cut his risk management teeth in a Basel compliant environment, understands what risk management best practices are, what they should be and is surely taking Enterprise Risk Management to that level especially in his current assignment as the CHIEF RISK OFFICER of the financial sector in Nigeria.

Mrs. Amal Haruna, FCRM

NDIC Representative

extensive experience in finance and risk management. With a passion for learning and a dedication to her work, she has made significant contributions throughout her career. Her academic journey began with a Bachelor of Science degree in Economics from Ahmadu Bello University in Nigeria. She furthered her studies by earning a Master of Science in Banking and Finance from Bayero University in Kano. In 2014, seeking to expand her expertise, she obtained a Postgraduate Diploma in Islamic Banking and Finance from the Westford School of Management Studies in Dubai, UAE. With an impressive thirty-four years of experience, Amal has served in various capacities at the Nigeria Deposit Insurance Corporation (NDIC), where she has played pivotal roles in bank examination; bank investigation and liquidation, internal audit, and enterprise risk management. Her deep understanding of the financial sector has been instrumental in ensuring the stability and security of the banking system. Currently, she serves as the Director of the Enterprise Risk Management Department at NDIC, where her leadership and strategic insights have been key in shaping effective risk management framework and risk culture within the institution. Her commitment to professional development is evident through her numerous certifications and affiliations. She is a Fellow of the Chartered Risk Management Institute of Nigeria, an Honorary Fellow of the Chartered Institute of Bankers in Nigeria, and a Fellow Association of Risk Management Professionals, demonstrating her expertise in managing risks within the financial sector. On the International stage, she holds a Certificate in Risk Governance from the DCRO, the foremost global institute for Directors and Chief Risk Officers based in the United States. Amal is also a Certified Lead Auditor for ISO 27001: Information Security Management System, a certification she obtained in 2018, reflecting her proficiency in information security and risk controls. She further strengthened her expertise in financial oversight and risk assurance by earning a Certificate in Internal Auditing from the Institute of Internal Auditing in 2017. Additionally, she holds Associate Memberships with both the Chartered Institute of Economists and the Institute of Internal Auditing in Nigeria, showcasing her dedication to governance, regulatory compliance, and economic analysis. Beyond her professional achievements, Amal has a deep love for literature, particularly biographies, autobiographies, and works that stimulate critical thinking. She enjoys the simple pleasures of life, such as savoring a good cup of tea or coffee and indulging in chocolates. Her personal life is equally fulfilling; she is happily married to a farmer and is blessed with a loving family. Together, they have a daughter, two sons, and have opened their hearts and home to many other children, demonstrating their commitment to nurturing and supporting others. With her wealth of knowledge, extensive work history, and dedication to professional excellence, Amal Haruna continues to make a lasting impact in the field of finance and risk management. Her ability to blend academic excellence, leadership, and personal fulfillment makes her a truly remarkable individual whose contributions remain invaluable to her field.

Mrs. Grace Oluwafunke Abioye, FRM, FCRM

SEC representative, Head of the Risk Management Division, SEC

Mrs. Grace Oluwafunke Abioye is a seasoned professional with 22 years of experience at the Securities and Exchange Commission (SEC), where she currently serves as Assistant Director and Head of the Risk Management Division. Throughout her tenure, she has held various roles, including stints in the Economic Research and Policy Management Division, Internal Audit, and the Director General's Office. A pioneer staff member of the Risk Management Division, Mrs. Abioye played a crucial role in developing the Commission's risk management framework and architecture. She has consistently pursued ongoing education in risk management, organizing training programs for both SEC staff and external colleagues. A certified risk management expert, Mrs. Abioye was among the first to qualify as a Certified Risk Manager (now Chartered Risk Manager) in 2017. She has since become a Fellow of the Chartered Risk Management Institute of Nigeria (CRMI), demonstrating her commitment to advancing risk management practices in her field. She is also Financial Risk Manager — Certified by the Global Association of Risk (GARP). Mrs. Abioye holds a strong academic background in mathematical sciences and financial economics, with a B.Sc. Mathematical Science degree from Bayero University Kano and a Masters degree in Financial Economics from the University of Abuja. Her expertise and dedication have made her a respected figure in the risk management community.

Mr. Tukur Muhammed Sanni

Federal Ministry of Education

Mrs. Ochanya R. Dan-Ugo,CRM, GCB.D, QRD®

Member, Governing Council CRMI

Ochanya R. Dan-Ugo is a seasoned and certified risk management executive with over 33 years of cross-sector experience, including 19+ years in executive leadership roles within the financial technology and payment services industry. She most recently served as Director and Group Chief Risk Officer (GCRO) at Unified Payment Services Limited, where she led enterprise risk management efforts with distinction. A strategic business leader and governance advocate, she holds the Competent Board Designation (GCB.D) and is a Qualified Risk Director (QRD®) from the DCRO Institute, USA. She is also a graduate of the Harvard Business School Women on Boards program and an active member of Women Execs on Boards (WEoB) a global community advancing women’s leadership and board participation. Ochanya’s academic background includes a Master’s in Humanitarian and Refugee Studies (University of Lagos) and a BA in History (University of Jos), with executive education from Lagos Business School, IESE Business School, Cornell University, INSEAD, and others. Prior to her fintech career, she served for 14 years in the National Drug Law Enforcement Agency (NDLEA), rising to the rank of Chief Superintendent of Narcotics and leading Records Management (Intelligence) as a Principal Staff Officer. She currently sits on the Board of Hope Payment Service Bank Limited (Hope PSBank)—Nigeria’s premier digital-first bank dedicated to inclusive financial services. Her professional certifications include: • Certified Risk and Compliance Management Professional (CRCMP) • ISO 31000 Lead Risk Manager • Certified Information System Risk & Compliance Professional (CISRCP) • Certified Cyber Governance Risk & Compliance Professional (CGRCP) • Certified Protection Officer (CPO) She is an Associate Chartered Risk Manager (ACRM) of the Chartered Risk Management Institute of Nigeria (CRMI), a Fellow of the Institute of Disaster Management and Safety Science (FDMSS), and a Chartered Security Professional and Fellow of the Association of Industrial Security and Safety Operators of Nigeria (FAISSO). Beyond her corporate and regulatory work, Ochanya is deeply committed to humanitarian service through ADULLAM, a ministry she founded. Her faith is central to her life—God is her teacher, comforter, helper, and Father.

Mrs. Animat Taiwo Alabi, HCRM, FCTI, FCA

MAN Representative, Senior Manager, Finance Division, Manufacturers Association of Nigeria (MAN)

A Senior Manager in the Finance Division of the Manufacturers Association of Nigeria (MAN) since 2023, having strategic instruction to lead and coordinate the account division of the association for proper performance and reporting. Key responsibilities are finance & accounts, Clients /vendors and banking relations, statutory compliance and remittances, etc. A graduate of Ladoke Akintola University of Technology, Ogbomosho, Oyo State, Nigeria with a Master in Business Administration (M.B.A) in Financial Management in 2015, Higher National Diploma (H.N.D) in Accountancy and Diploma in Public Accounting and Auditing from Kwara State Polytechnic, Ilorin, Kwara State in 2003 and 1997 respectively. Achieved professional qualifications from the Institute of Chartered Accountants of Nigeria (ICAN) in 2003 as an Associate of Accounting Technician (A.A.T), 2009 as an Associate of Chartered Accountants of Nigeria (A.C.A) and became a fellow of the Institute (F.C.A) in 2020. Also, with the Chartered Institute of Taxation of Nigeria (CITN), achieved Associate of Chartered Tax Institute (A.C.T.I) in 2010 and became a fellow of the Institute (F.C.T.I) in 2015. Underwent several trainings in accounting, auditing, taxation, risk management, and accounting reporting standards. Also, participated in the Policy, Strategy and Leadership Course 47 at the National Institute of Policy and Strategic Studies (NIPSS), Kuru, Jos in October 2023. Previously worked with Borno State Agricultural Development Programme, Maiduguri as an Account Assistant between September 2004 and August 2005 and Audit Assistant (part-time staff) with Oladele Oloyede & Co. (Chartered Accountants) by Alkome Poly Clinic, Baga Road, Maiduguri as a trainee during those periods. Audit trainee with Olurotimi Ibrahim & Co (Chartered Accountants and Auditors), 38, Salami Saibu Street, Pedro, Lagos in 2008. Later joined Hamzat Subair & Co. (Chartered Accountants), 10, Abebe Village Road, Iganmu, Lagos as an Audit Assistant in 2009, and eventually, became an Audit Senior/ Supervisor from 2010 to 2023. Possess a high level of integrity built on transparency, honesty and ethical behaviour. A good team player with a sense of responsibility, committed at all times to deliver high quality, professional service, career-minded, hardworking, versatile, and challenge-motivated. Always looking to do better by focusing on system improvement and learning effect. From Ogbomosho in Oyo State, married and likes reading, learning and listening to music.

Kamoru Adeyemi, FCIB, FCRM, ACS

Member, Governing Council CRMI

Kamoru is a professional Banker with cross functional experience in business development, strategy, compliance and risk management spanning over 20 years. He has HND in Banking & Finance from The Polytechnic Ibadan and holds a B.sc in Banking & Finance from Olabisi Onabanjo University, Ago-Iwoye. He obtained M.Sc degree also in Banking & Finance from University of Ibadan. He is a Fellow of The Chartered Institute of Bankers of Nigeria (FCIB), Fellow of Chartered Risk Management Institute of Nigeria and an Associate of The Chartered Institute of Stockbrokers (ACS). He holds a Certificate in Islamic Finance Risk Assessment & Mitigation (CeIFRAM) from TAIF Institute, RAK, UAE. He is a Premium Member of Basel III Compliance Professional Association (BiiiCPA), Washington DC, USA and a member of Global Association of Risk Professionals (GARP). He has attended several courses in Enterprise Risk Management, Compliance, Leadership and Strategy. Kamoru is currently the Chief Risk Officer of TAJBank Ltd.